Private Student Loans: Subject to credit approval. Terms and conditions apply. Interest rates are current as of 11/15/24. Interest rates may be different from the rates shown above and will be based on the term of your loan, your financial history, and other factors, including your cosigner’s (if any) financial history. Variable interest rates may increase after closing. For example, a 10-year loan with a fixed rate of 9.00% APR on an immediate repayment plan would have 120 monthly payments of $12.66 per $1,000 borrowed. Rates are subject to change.