[Affiliate_Name] wants to help you earn $100 off your student loan balance by refinancing!
Your friend wants to help you tackle your student loan debt by refinancing your student loans with ELFI! Prequalify now to see your rate in minutes, without affecting your credit score.* When you refinance, you’ll get $100 applied to your loan balance! Check your potential rate in minutes, without impacting your credit score.
Note: You must prequalify from this page for your friend to receive credit.
Why Refinance Your Student Loans?
Lowering Your Interest Rate
A primary benefit of refinancing your student loans is the opportunity to lower your interest rate or adjust the type of interest rate you currently have, based on factors like your credit score, credit history, and income.
Adjusting Your Loan Terms
Choosing a longer repayment term may reduce your monthly payments, while a shorter repayment term may help you pay off your debt faster and save you money in interest over your loan term.
Consolidating Monthly Payments
Juggling multiple student loan payments? Refinancing gives you the ability to consolidate your student loans into one monthly payment–including federal loans–with a competitive interest rate.
Adding or Removing Cosigners
By refinancing, you have the opportunity to remove any cosigners on your original loans or add a qualified cosigner. Adding a more qualified cosigner could help you earn a lower interest rate.
Low Rates. Flexible Terms.
How Does Student Loan Refinancing Work?
Refinancing your student loan debt doesn’t have to be a headache. We’re here to help address the loan-based challenges that have made repayment so difficult. High rates? Unmanageable monthly payments? Let us help fix that. Refinancing with ELFI is as simple as 1, 2, 3.
1. Prequalifying
See your estimated plan options within minutes without impacting your credit score.
2. Applying
Select a plan with the rates and terms that fit your needs.
3. Uploading & Signing
Simply upload screenshots or photos of your required documents, then sign your paperwork electronically.
Named Best Student Loan Refinancing for Parents
Whether you’re refinancing parent loans or student loans, ELFI’s competitive rates, flexible terms, and personalized service are among the best.
REFINANCING CAN FEEL COMPLICATED.
Having a Student Loan Advisor Makes Refinancing Easy.
When you apply to refinance with ELFI, you’ll be paired one-on-one with a Student Loan Advisor. They’ll guide you through the entire process from start to finish and are available by phone, text, or email and answer any questions you might have along the way.
A More Affordable Future Starts Now
Prequalify to see your estimated rates in minutes without impacting your credit score.
Excellent Customer Experiences
When you combine personalized service, an easy application with no fees, and flexible loan options, you get 5-star customer experiences.